Work out your estimated borrowing capacity based on your income, expenses and any other loans you might have. Please be reminded this estimation is based on major lenders’ calculation, and the result may vary largely due to lender differences and product differences. Also, this calculation doesn’t consider non-bank lenders who may dramatically increase your borrowing capacity.
Each state has different charges for property transactions. Use the stamp duty calculator to get an estimate of how much stamp duty you may owe when purchasing a property. Also factors in first home buyers, pensioners, foreign buyers, land purchases and more!
Find out your monthly repayments (or weekly or fortnightly) for your loan. This calculator also displays the total interest payable during the life of the loan and how your loan balance decreases over time.
Work out your mortgage repayments during and after the interest only loan period. It helps you save money in the short to medium term but there are higher mortgage repayments in the long term!
Paying a little bit extra each week, fortnight or month can go a long way into paying off your home loan quicker and also saving on interest! Find out just how much that is with this calculator.
Did you know that increasing the frequency of your repayments can shave off a fair bit of time and interest owing on your mortgage (with no offset function)? Find out how much you can save on your loan today by just doing this simple switch!
For many who are not receiving a base income or have a large portion of overtime, commission, or allowances, income annualisation may help you work out your yearly income based on a partial year with this calculator.
Want to work out your monthly budget in terms of money coming in and money going out? Use your free budget tool to help get you a true picture of your weekly, fortnightly, monthly and annual income and expenses. This is an extremely useful exercise to do before applying for a loan!