Sydney's Premier Independent Mortgage Broker


In the age of free money flooding into the market,
we are helping you build up your own reservoir of wealth.

In the age of free money flooding into the market, we are helping you build up your own reservoir of wealth.

Reservoir Finance Testimonials

  • Avatar Clooney Zhang ★★★★★ a week ago
    Super fast and professional services! Thanks so much for Warren to get everything done in such a timely … More manner so that I can settle my property just before the increase of the interest rate which saved me huge amount of $$$. Will definitely recommend you guys to my friends!
  • Avatar Manson Cooke ★★★★★ 2 months ago
    Warren and the team at Reservoir Finance are fantastic! I recently refinanced my home loan with them … More and I am saving at least 30% yearly! The mortgage brokers at Reservoir Finance are quick, responsive, patient and answered all my dumb questions. They go above and beyond to make sure they can get the best deal for me that suited my needs. Thank you!
  • Avatar Angela Zheng ★★★★★ a week ago
    Kevin helped me with my homeloan. He is professional, responsible, patient and very helpful. He helped … More me to lock the rate successfully and saved me lots of $$$. Really recommend his service to people who need help for loan application.

Read more reviews on Google

40+ lenders with interest rates from 1.89%

reservoir finance lender panel

40+ lenders with interest rates from 1.89%

reservoir finance lender panel

Who Are We?

Reservoir Finance is an independent (not owned by a bank or lender) and value-based Mortgage Broker located in the Sydney CBD serving anyone who wants to finance a property purchase, start a business or buy a car in Australia.

We are committed to providing you with a superior level of knowledge, expertise and service that goes above and beyond other mortgage brokers. Our background stems from our team’s past successes as we look to serve Australians.

Why Are We Different?

At Reservoir Finance, what makes us different is that we teach you how to navigate the game of finance in order to maximise your investments and wealth creation.

Whether you are a first home buyer or someone who owns an existing home and is looking to refinance and take advantage of the cashback offers available, we want to work with you!

Unlike our competitors, we do not charge upfront or break fees for 99% of our applications as we genuinely look out for your best interests.

We’re specialists. We’re transparent. We will guide you all the way.

Our Services

Loans for First Home Buyers

It is the best time for first home buyers to jump into the property market now! We will guide you towards the best deal.

Great Deals for Refinance

It’s no secret that lenders treat their existing clients badly, which is a “loyalty tax”. We are experts for eliminating loyalty tax.

Free Loan Health Check

While refinancing is not always an option, checking & re-negotiating with your current lender should always be the starting point.

Home Loans

Buying a property for owner occupying or investing? We will help you to get a great deal and structure your home loan for the future.

Commercial Loans

Looking to purchase a commercial property for its high cashflow? Let us help you to finance your next commercial purchase.

Car Loans

Looking to buy a car for personal, for family, or for business use? We have access to quick application with less hassles.

Non-Resident Loans

Can people living outside of Australia still borrow money from Australian lenders? Certainly, and they can get a deal as good as locals.

Business Loans

Starting a new business? Looking to expand? We can help you grow and expand your business without putting pressure on cashflow.

Personal Loans

An urgent medical matter? An unplanned holiday plan? An upcoming wedding celebration? Upgrading furniture? No worries, we are able to help you out!

Why choose us and why choose a mortgage broker?

Mortgage brokers aim to provide advice, help simplify, provide you with a choice and guide you through the process of getting a loan to buy, build or refinance your home or investment property. Compared with applying for a loan with a bank, a mortgage broker offers many advantages over a bank. However there are many things to be aware of when choosing a good mortgage broker. Finding the best deal on interest rates or repayments isn’t the only thing a mortgage broker can do to help add value to your financial goals.

Depending on your situation whether you are a first home buyer, seasoned property investor or looking to save on your rates by searching for a better bank, we will assess your personal circumstances to ensure we provide you with great options to choose from (this is why we work with 40+ lenders! Not many mortgage brokers do!)

comparison of features for mortgage broker vs bank

Don't worry, you're in good hands!

Our mortgage broker team is full of experienced brokers who have worked and know the ins and outs of the finance sector before joining Reservoir Finance. Having worked in banks, they ultimately chose to be a mortgage broker because they wanted to be the best in their craft in order to provide the best customer service experience.

Some of our members have even have a small (but growing) public profile as we seek to give back to our local communities.


Chat with us, obligation free.

We would love to hear from you. Call us, email us or visit us (yes we are open during COVID-19!) today for an obligation free chat about whether we can be suitable mortgage brokers for you. We can work with you online if it is more convenient for you

Our office is located near World Square in the Sydney CBD. It is a short walk from Town Hall or Central Station and one block away from George Street.